Hello Madam – while I agree to Vinod Sir’s comment about Karma that needs to be exhausted there is no bypassing it. But through your Sadhana you don’t need to suffer when going through undesired karma. E.g. Unhappy married life or inability to become rich per your desires, such things can be overcome by diverting your mind to spirituality which helps you accept things as they come without expecting too much from the world. While you do your karma — growing your Vedic knowledge or praying to your ishta devata or practicing meditation can help you grow as a person and stay happy with what life offers you. The quest for higher knowledge can be your sadhana which money can’t buy. The way you come across in stressful times and how you handle difficult people can actually bring people close to you. So do not underestimate Sadhana — you will be more desirable for your knowledge and conduct much more than your money or fading relationships —which won’t last for ever anyways. Keep your spirits high you will enjoy ur life. God bless!