Thula lagananiki malefic planets are – Kuja,Guru,kethu,sun
Moon,shani,shukra,rahu and budha r benefic planets

1. Life untha first nundi money ekkuvaga loss avadaniki main reason in your chart is- you born at the dasha of budha who is navama & vyayadhipathi of your lagna. 9,12 (money karaka bavas) and adhipathi bududu lagna malefic ayina guruvuku dorakadam and and bududi 2 houses another malefic kujudiki capture avadam jarigindi.

2. Malefic ga "guru & kuja" r seeing 2,3,4,6,9,10,12 bavas which all bavas are related to money, and mainly dhana kutumba bava(2) utterly damaged.

3. shani captured in his own house of "mother& home bava" (4th bava) by two malefic planets named kuja and guru. its why his mother hospitalized. As a malefic, kuja is operation karaka planet.

4.MARRIAGE LATE WHY? – Ravi is a malefic who sat in 7 th bava. its why maximum marriage delay happened in his life. And another reason is 2nd bava chandra, 8th bava shukra are in 29 degrees which their power is very less in 2 & 8 bavas to conduct marriage in time. Their energy might passed towards 3 and 9th bavas. its why marriage delayed till today.

5. Matru& pitru bavas(4&9th) are damaged by two malefic planets named kuja& guru. its why his mother and father have been facing health issues, And he is also facing a few health issues because of malefic planet Ravi in 7th position and his aspect towards lagna.

6. 8th bava is clean and has no malefic planet aspects towards it. so he will get married someone but, his wife might be self esteem, egoistic paersonality because Ravi occupied kalatra satana.(7th). So he has to deal with her smoothly.

7. The main reason for his difficulties in his life is Dashanukulatha takkuva vunnadi, Grahanukulatha koddiga reduce ayindi. present sun dasha running, next moon, and after kuja come. Kujudilo kujudu ayevaraku (2035 ending ku) he has to take care of money. Health too.

8. At the time of rahu dasha starting- All his issues will be resolved.

9. My suggestion is – try to do practice YOGA, and Pranayama to overcome pressure to lead happy life.

BEST OF LUCK